Friday, September 23, 2011


People Smiling

Here is a list of helpful tips to ensure an effortless loan process. These DO’s and DON’Ts will help avoid any delays with your loan approval.

DO call us if you have any questions
DO continue living at your current residence
DO continue making your mortgage or rent payments
DO continue to use your credit very sparingly
DO keep working at your current employer
DO keep your same insurance company
DO stay current on all existing accounts

DON’T apply for new credit (even if you seem pre-approved)
DON’T buy any furniture via credit or with closing funds
DON’T change bank accounts
DON’T make any large deposits
DON’T close any credit card accounts
DON’T consolidate your debt onto 1 or 2 credit cards
DON’T finance any elective medical procedure
DON’T join a new fitness club
DON’T make a major purchase (car, boat, fur, jewelry, etc.)
DON’T max out or over charge on your credit card accounts
DON’T open a new cellular phone account
DON’T open a new credit card
DON’T pay off any loans or credit cards without discussing it with us
DON’T pay off charge offs without a discussion with us first
DON’T pay off collections without a discussion with us first
DON’T start any home improvement projects
DON’T take out a new loan
DON’T transfer any balances from one account to another

If you encounter a special situation, it is best to mention it to us right away so we can help you determine the best way to achieve your goals.  810-987-1200.

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